Member insurances

• Valid during leisure-time domestic and foreign travel 
• The insurance also covers any children and grandchildren under the age of 20 who are travelling with you 
• The traveler’s insurance provides compensation, without limitation, for expenses accrued in the event of a sudden illness or accident during travel. The insurance also covers any expenses resulting from the cancellation or disruption of the trip, as well as a missed departure. 
• The luggage insurance covers luggage damage up to €1,134, with a deductible of €150. 
• The insurances are valid until the end of the year in which you turn 90. 

For more information about the content of member insurances, visit the Turva’s insurance website tailored for the members.

The accident insurance includes compensation for the treatment expenses of leisure-time accidents up to €10,391, with a deductible of €84. The insurance also covers compensation for accidental permanent disability and death. 

The insurances are valid until the end of the year in which you turn 90. 

The insured covers individual members of the Union and member associations and their affiliates in matters related to the insured person’s own employment or service. The insurance also covers the members of the Union who work as independent entrepreneurs and receive commissions either on a full-time or part-time basis alone without employees. Student members are insured when their work supports their studies. 

• The insurance covers personal and material damage that members have caused in their work and for which the insured are liable under current legislation. 
• The insurance is valid in the Nordic countries, for students in Europe. 
• The sum insured per insured event is €100,000, with a deductible of €100. 

Valid whenever participating in the Union’s organizational tasks or events, such as meetings, seminars, or training days. 

• The insurance includes traveler’s, luggage, travel liability, and legal expenses travel insurance.