Housing loan benefit

Take advantage of your appreciable housing loan benefits

Union members can get a Danske Bank housing loan without delivery or handling fees. For example, you can save EUR 1,200 on a loan of EUR 200,000. On top of this, you get a lower margin on your loan and instalment-free periods without fees.

Benefits for members of the Union of Professional Engineers in Finland:

• Lower margin
• No handing fee or arrangement fee
• Loan installment-free period without a fee
• Staggered payment program
• Less expensive daily services

Take advantage and ask for a housing loan offer at Danske Bank’s website.

Example of the housing loan

For example, if the customer takes out a loan of EUR 170,000, the loan term would be 25 years and the 12-month euribor would be used as the reference rate, which means the total interest on the loan would be 4.814 % (the annual percentage rate as calculated under the Consumer Protection Act is 5.012 %). The total credit and other credit costs are EUR 296 580,82, including the handling fee of EUR 1020 and an automatic account debit charge of EUR2.70/instalment, total number of instalments 300. (Information as per the situation on 1 August 2023)